Style Your Home on a budget

Greetings Pennywizers! Not many of us can afford to kit out our homes from top to bottom in amazing designer furniture and décor… So for us Pennywizers, the key to styling our homes on a budget is to invest in a few good quality pieces, while using more affordable items to update it and...

Birthday gift budgeting

Greetings Pennywizers! With the school year in full swing, those of us with children are starting to work the birthday party circuit… That means shelling out for gifts for all those birthday kids, which can make a serious dent in your budget. The best way to avoid overspending is to avoid...

Family traditions

Greetings Pennywizers! Does your family have any special traditions? Family rituals that are uniquely your own are the kinds of things that make family life special. They also give children a sense of belonging. Here are some ideas for creating some traditions of your own that won’t...

Valentine’s Day on a Budget

Greetings Pennywizers! It’s the month of LOVE! Wondering how to celebrate Valentine’s Day without destroying your budget? Here are some fun ideas to try! – Bake a batch of heart-shaped biscuits – Give a gift of a chilli bush – Make some vouchers for special...

Financial calendar planning

Greetings Pennywizers! Planning your financial year ahead can benefit your budget. Most of us start each new year on the backfoot financially, thanks to overspending during the festive season. That makes January a rather long, tight month of cutting back! Planning for the year ahead requires...

Holiday planning Jan22

Holiday planning

Greetings Pennywizers! We know we’ve only just got back to real life again after the December holidays, but now is the time to plan your holidays for the year ahead. Why so soon? –    It will ensure you have plenty of time to budget correctly and save sufficiently for the trips...

Good habits for easy mornings

Greetings Pennywizers! Whether you have little people in your household or not, starting your day with good habits will result in a far easier morning, plus the rest of the day is likely to go smoothly too. –    Plan ahead and do lunches or snacks the night before, pack bags and set...

Back to School Budgeting

Greetings Pennywizers! Well that went fast, here we are again and it’s a brand new year! If you are heading for Back To School, you’ll want to do it as gently as possible – ease back into routines, go easy on the budget and set yourself up for a great year. Stationery: If you...

New Year’s Budget Resolutions

Greetings Pennywizers! Can you believe it is that time already – time to think about your New Year’s Resolutions! This year, why not start your 2016 off on the right financial footing with some New Year’s Budget Resolutions? Keep the list short, simple and realistic though and...

Christmas on a Shoestring budget

Greetings Pennywizers! For those of us who celebrate Christmas, it’s an expensive time of year. But there’s hope for getting through it with your wallet intact – here are some ideas for celebrating Christmas on a shoestring budget. •    Don’t buy it on credit! If...

Making your money go further - how many times have you heard that before?

Imagine being able to save more money by being more practical around your home? Or by recycling the things you'd normally replace? Imagine being able to save enough money to settle a nasty overdue account, or simply just having that little bit extra come month end?

Pennywize is a free website dedicated to providing inspiration and practical ideas to help you get the most of your money, without skimping on style or quality.

Pennywize endeavours to provide you with simple DIY solutions and intelligent tools to help you on your way to financial freedom.

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